Student Loans, renting vs buying, we’re pregnant! According to a 2010 USDA report, the average middle-income family will spend roughly $12,000 on child-related expenses in their baby’s first year of life. By age two, many parents spend over $12,500 each year, making financial decisions feel overwhelming. As a result, families often aren’t sure where to start or what steps to take next. That’s why having the right guidance early truly matters.
Well, NSG…Knows. NSG Foundation provides helpful resources to guide families in making informed financial decisions.
Whether you are planning how to pay for college, working to pay off student loans, or exploring available student loan forgiveness programs, our tools and guidance are designed to support you every step of the way. Additionally, we help individuals repair and strengthen their credit without relying on credit repair companies, while also building healthy credit habits for long-term financial success.. We have tools to help you plan for a new home and understand how much home you can afford. We can help you create a budget customized for your family.
Here are a few steps to start you on the path to financial freedom.
• Create a budget and stick to it
• Pay off your credit cards at the end of the month
• Take advantage of your company retirement plan
• Buy life insurance
• Set goals and start a plan to reach them that include timeline and cost
• Start planning now for retirement
• Create an emergency fund
• Give Back
There are many resources online that can assist you with each of the topics above. NSG has taken the time to review them and gather them for you. Please sign up to receive notification of our next financial freedom training or contact us for one-on-one coaching. We are excited for you and for the legacy you are creating for your family. Take the next step to understanding money, moving towards financial freedom.